Key Features
Countertop Terminal
POS Solutions
Data Analytics
PCI Compliance
Revolving Line of Credit
Term Loan
Bridge Funding (MCA)
SBA Loans
Cash Out Real Estate Funding
Invoice Factoring
Equipment Financing
Healthcare Lending

Apply for a business loan


Same day approval and multiple funding options


Access loans with low rates


Borrow up to $250,000


Multiple Year terms available

Applying is free and will not affect your credit score


You can borrow up to $250,000

IPS is a direct business lender offering business loans and lines of credit.


Take control of your working capital

Expand your business, open new locations

Purchase equipment and inventory


IPS your business success

IPS offers business loans and working capital loans with great terms and a low APR. We can provide a fast cash infusion to help your company grow and succeed. Let us help you build a loan that fits your business.


No charges for early repayment


Borrow up to $250,000


Business loans or lines of credit available

What is a business term loan?

A term loan, often referred to as a business loan, is an agreement between a lender and a borrower where a lender provides immediate cash to the borrower, and the borrower repays the money in installments over an agreed-upon length of time. The borrower also pays a certain percentage of interest as an incentive to the lender.

A business term loan can help you as a business owner with large purchases. It efficiently spreads a large sum payment over smaller fixed installments to the lender. Think of it as something similar to a student loan, where a student pays off the university and then pays back the amount to the lender in smaller monthly repayments.

A business term loan is great for specific expenses like the purchase of a new location for business expansion, equipment, vehicles, etc. to improve your operations and boost growth. However, it comes at the cost of interest and may include other fees. ‍