Key Features
Countertop Terminal
POS Solutions
Data Analytics
PCI Compliance
Revolving Line of Credit
Term Loan
Bridge Funding (MCA)
SBA Loans
Cash Out Real Estate Funding
Invoice Factoring
Equipment Financing
Healthcare Lending

A business line of credit built for growth


Same day approval and funding


Pay for what you use


Up to $10M revolving line of credit


Credit limits of up to $10M

Both unsecured and secured revolving Lines of Credit that can either be subordinating to your existing bank line or first position replacing your line.


Take control of your working capital

Expand your business, open new locations

Purchase equipment and inventory


Small business IPS made simple

The IPS Revolving Line of Credit is the most flexible way to fund your business. Your funds are available on demand from our online customer portal. You can withdraw funds at any time and every draw you make restarts your repayment period.


Pay only for what you use from your credit limit


Replenish available credit after every payment


Get low payments with repayment terms of up to 18 months


No origination fees or pre-payment penalties

What is a line of credit?

A business line of credit allows borrowers to withdraw funds up to an agreed-upon credit limit and only pay interest on the amount drawn. It is revolving because you are able to withdraw funds, pay back a portion or all of those funds, and borrow more funds up to your credit limit. Funds are available on-demand and take as little as a few minutes or up to 1-2 business days to reach your bank account.

For example, a line of credit for $100,000 could be extended to your company. The business could take the full $100,000, or only take $5,000. They would only be charged interest on the amount they took so they could use their line of credit like a credit card.

Unlike business loans, which provide a fixed lump-sum amount upon opening an account, a business line of credit provides business IPS in the form of a credit limit that you can use to withdraw funds up to the maximum amount. If you don’t need the funds today, that’s fine, you can draw funds later on when you need business IPS.

The mechanics of a business line of credit are like a credit card; however, whereas you use your credit card in exchange for goods and services, you use your business line of credit to withdraw funds that are deposited into your bank account. You can then use these funds as working capital, to invest in your business, or pay expenses right from your business bank account.