HOME
MERCHANT PROCESSING SOLUTIONS 
Key Features
Countertop Terminal
POS Solutions
Data Analytics
PCI Compliance
BUSINESS FUNDING 
Revolving Line of Credit
Term Loan
Bridge Funding (MCA)
SBA Loans
Cash Out Real Estate Funding
Invoice Factoring
Equipment Financing
Healthcare Lending
ABOUT
SUCCESS STORIES
CONTACT US

Mortgage Programs

 

Different loans for
different borrowers.

Every borrower that steps into your office has a unique vision – and a unique set of circumstances that have led them to you. Our wide range of alternative, asset‑based mortgage programs allow brokers to service the needs of tough-to-qualify real estate investors, including W-2 employees, self-employed entrepreneurs and small business owners.

Here's a summary of the residential investment and commercial mortgage programs we offer.

 
 
 

FlexTerm Loan

 

Customize loans to meet the individual needs of each investor.

 

Designed for real estate investors seeking lower payments on a long-term, fixed-rate loan with no balloon payment.

Key Features

 

30-year fixed rate.

 

Interest-only payments up to 10 years.

 

Great for qualifying self-employed investors and small business owners.

 

Based on property value, not personal income.

 

Best alternative to hard money loans.

Property Types

 

Investor 1-4 (SFR, Condo, and 2-4 Units)

 

Multi-Family (5+ Units)

 

Mixed-Use

 

Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)

 
 

ARV Pro

 

The best short-term solution for acquiring and improving property value.

 

Designed for “fix-and-flip” investors who are seeking a short-term, interest-only loan to acquire and improve a property based on its “as repaired value” (ARV).

Key Features

 

Allows borrowers to finance improvements.

 

Great for borrowers who need a quick close.

 

An interest-only 1-year term provides lower monthly payments.

 

A higher LTV than hard money lenders.

Property Types

 

Investor 1-4 (SFR, Condo, and 2-4 Units)

 
 

Flex I/O

 

A short-term interest-only loan program.

 

Designed for investors seeking short-term financing with no prepay penalties.

Key Features

 

An interest-only, 24-month term provides lower monthly payments.

 

Available for purchase or cash-out refinance.

 

Perfect for acquiring or leveraging real estate holdings.

 

A higher LTV than hard money options.

Property Types

 

Investor 1-4 (SFR, Condo, and 2-4 Units)

 
 

Fast50 Loan

 

A low LTV loan with easy credit requirements.

 

Our Fast50 Loan is designed for investors with derogatory credit issues and high equity seeking quick and easy credit qualification.

Key Features

 

Great for borrowers with a recent bankruptcy or notice of default.

 

No seasoning of ownership required.

 

Improved pricing compared to our FlexPerm program.

 

Derogatory mortgage history is OK.

 

Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.

Property Types

 

Investor 1-4 (SFR, Condo, and 2-4 Units)

 

Multi-Family (5+ Units)

 

Mixed-Use

 

Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)